BNP Paribas Sets Ambitious Profitability Targets in Medium-Term Plan

PARIS, Sept. 16, 2025 (Reuters) - France’s largest bank by assets, BNP Paribas, announced today targets to lift its return on tangible equity (ROTE) to 13% by 2028 and boost its Common Equity Tier 1 ratio to 12.5% by end-2027, under its forthcoming medium-term strategy.

Nut Graf In a statement unveiling its goals, BNP Paribas cited a recovering retail banking unit and disciplined cost management as key drivers. The targets underscore the bank’s confidence in sustained revenue growth amid a favorable interest-rate environment and strengthen its capital position ahead of early 2027 strategic disclosures.

Strong Retail Rebound to Fuel Returns

BNP Paribas projects a 0.5-percentage-point uplift in ROTE by 2026, driven by improved margins in commercial and personal banking as new interest rates feed through to client portfolios.

Capital and Cost Discipline

• Common Equity Tier 1 ratio aimed at 12.5% by 2027-end
• Continued strict cost controls across all divisions
• Emphasis on efficient capital allocation to support growth

Outlook and Next Steps

The bank will detail its complete medium-term plan in early 2027, outlining capital deployment, digital investment priorities and potential further cost-saving measures.